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Privacy Policy

Last updated: 15/06/2026.

This Privacy Policy explains how Erhem Group (Erhem Technologies Co. L.L.C) ("we," "us," or "our") collects, uses, and protects your information when you visit asiflokhandwala.com (the "Website") or use our online text consultation subscription (the "Service"). By using the Website or Service, you agree to the practices described below.

1. Who We Are

The Website and Service are operated by Erhem Group, located at 27th Floor, Prime Tower, Business Bay, Dubai 118597, United Arab Emirates. For any privacy-related questions, contact us at support@asiflokhandwala.com.

2. Information We Collect

We collect the following types of information:

Information you provide directly:

  • Name, email address, and phone number when you register, subscribe, or contact us.
  • Billing and payment details when you purchase a subscription (processed securely by our payment provider — see Section 4).
  • The content of messages and questions you send through the consultation Service.
  • Any other information you choose to share with us.

Information collected automatically:

  • IP address, browser type, device information, and operating system.
  • Pages visited, time spent, and how you interact with the Website (via cookies and similar technologies — see Section 7).
  • Referral source (for example, the social media link you clicked to reach us).

3. How We Use Your Information

We use your information to:

  • Provide, operate, and deliver the consultation Service and respond to your messages.
  • Process payments and manage your subscription.
  • Send service-related communications (confirmations, renewals, updates, support).
  • Send marketing communications where you have consented, and which you can opt out of at any time.
  • Improve the Website, Service, and customer experience.
  • Detect, prevent, and address fraud, security issues, or technical problems.
  • Comply with legal obligations.

4. Payment Processing

Payments are processed by third-party payment providers Stripe, Paypal through our Website. We do not store your full card details on our servers. Your payment information is handled in accordance with the payment provider's own privacy policy and applicable security standards (such as PCI-DSS).

5. How We Share Your Information

We do not sell your personal information. We may share it only with:

  • Service providers who help us operate the Website and Service (for example, hosting, payment processing, email delivery, and analytics), bound by confidentiality obligations.
  • Asif Lokhandwala and our consultation team, solely to deliver the Service you've subscribed to.
  • Legal and regulatory authorities where required by law or to protect our rights, users, or others.
  • A successor entity in the event of a merger, acquisition, or sale of assets.

6. Confidentiality of Your Consultations

We treat the content of your consultation messages as confidential and use it only to provide the Service. Please note that our consultations provide general business, professional, and personal growth guidance and do not constitute regulated legal, financial, medical, or investment advice.

7. Cookies and Tracking

The Website uses cookies and similar technologies to keep the Website working, remember your preferences, analyze traffic, and measure the performance of our marketing. You can control or disable cookies through your browser settings, though some features may not work properly if you do. Where required by law, we will request your consent before placing non-essential cookies.

8. Data Retention

We keep your personal information only as long as necessary to provide the Service, comply with our legal obligations, resolve disputes, and enforce our agreements. When it is no longer needed, we securely delete or anonymize it.

9. Data Security

We use reasonable technical and organizational measures to protect your information against unauthorized access, loss, or misuse. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

10. International Data Transfers

We are based in the United Arab Emirates, and your information may be processed in the UAE or other countries where our service providers operate. These countries may have different data protection laws than your own. Where required, we take steps to ensure your information receives an adequate level of protection.

11. Your Rights

Depending on your location, you may have the right to access, correct, update, or delete your personal information, object to or restrict certain processing, withdraw consent, or request a copy of your data. To exercise these rights, contact us at [your contact email]. We will respond in accordance with applicable law.

12. Marketing Communications

If you receive marketing emails from us, you can unsubscribe at any time using the link in the email or by contacting us. You will still receive essential service-related messages about your subscription.

13. Children's Privacy

The Website and Service are not intended for individuals under the age of 18, and we do not knowingly collect information from them. If you believe a minor has provided us information, please contact us so we can remove it.

14. Third-Party Links

The Website may link to external sites (such as erhemgroup.com or social media). We are not responsible for the privacy practices of those sites, and we encourage you to review their policies.

15. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top reflects the latest version. Significant changes will be communicated through the Website or by email where appropriate.

16. Contact Us

If you have questions or concerns about this Privacy Policy or how we handle your information, contact us at:

Erhem Group

27th Floor, Prime Tower, Business Bay

Dubai 118597, United Arab Emirates

Email: support@asiflokhandwala.com